Information and details about what is included in the price for your villa. What is included in the price? Building Off-Plan Fence around part of the land Construction of your villa Architect services Domestic services connected Electric gates Topographical land survey Soil analysis Fitted kitchen Fitted bathroom/s Sanitation Solar powered water heater Hot water boiler 1m wide terrace around the villa 10 year building guarantee Tips for buying in Spain Back Mortgage Information All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Modern designs with useful storage built to your requirements. INTERIOR DESIGN Bedrooms 1/45 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

We can assist or advise with your interior design requirements and ideas INTERIOR DESIGN Other Ideas 1/32 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2262 Delivered View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2265 Delivered View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2260 Delivered View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Reasons to choose to live in the Costa Blanca region. It is the ideal beautiful location in Spain for your dream luxury Spanish villa. Living in Spain The Costa Blanca is one of the most popular holiday destinations in Europe and even the world. In 2014, 64 million people came to the country to enjoy the culture, gastronomy and of course the beaches and sun. The Costa Blanca is, however, much more than the typical image that people have of this country. Below are some interesting facts about the country Spain. While the whole of Europe was covered with a thick layer of ice and many glaciers in the ice age, Spain remained virtually free of ice. The advantage of this is that a multitude of trees and plant species can be found in the country. These plants / trees survived the ice age in Europe, so that Spain now has more than 8,000 plant species, of which just over 2,000 occur in Spain alone. Noteworthy when one considers that there are only about 9,000 plant species in Europe. In addition to many thousands of plant species, no fewer than five million trees grow in Spain, including one of the most remarkable, the Dragon Blood tree that can be found mainly in the Canary Islands. Actually it is not a tree but a twelve-meter high plant that is seen as a tree because of its thick trunk. The name comes from the orange-colored fruits that have a red liquid. Spain owes its name to the Phoenicians who called the Iberian Peninsula Hispania, a name that probably means "Land of the rabbits". The oldest cave drawing in Europe and even in the world can be found in the cave Al Castillo in Cantabria, in the green north of the country. This UNESCO-protected cave was discovered in 1903 and houses cave paintings of no less than 40,000 years old. In the same region you can also find the Altamira caves, discovered in the year 1868 and with cave paintings that are more than 22,000 years old and have been exceptionally well preserved. At the time of the Romans, Spain was a great bastion of Italian activity, so the Romans built many monuments including aqueducts in cities like Segovia or Tarragona and other monuments such as theaters, forums and arenas were built. There are many Spanish cities where Roman remains can still be found, except in the current Basque country, which during the years that there were Romans, the brave warriors managed to keep the Romans out of their country. Spain was managed between 711 and the 11th century by the Moors who controlled large parts of the country. The fact that the Moors were in Spain has left behind clear features such as street names, monuments (like the Alhambra in Granada) and place names such as Jerez de la Frontera or Alicante. The Moors were driven out of the country for good by the Reyes Catolicos in the year 1492. The years that the Moors were in the country have had a lot of influence on place names that start with an "al" like Alicante, Almeria, Alcala de Henares. In addition, places such as Jerez de la Frontera, Arcos de la Frontera, were named after the border between the Spanish empire and that part of the land that was occupied by the Moors (frontera means border). Spain used to have many explorers, including the Spaniard Juan Rodriguez Cabrillo (1499-1543) who was the first European to land in present-day California. The place San Diego was founded at that location. Of course there was also Cristobal Colón or Columbus who knew the continent of America from Spain but the historians still do not agree whether Columbus was an Italian, Portuguese or Spaniard. The name Madrid comes from the Arabic word 'Magerit' which means 'place of many streams'. While the city name Barcelona is probably derived from the Roman word Barcino. Spain has four official languages: Castilian (Spanish), Catalan, Basque and Galician but there are also many variants such as Balearic or Valencian. Known to older readers but probably not among younger readers. Not so very long ago, Spain was still a dictatorship led by General Franco. This dictatorship ended in 1975 when he died and King Juan Carlos was appointed. During the dictatorship, Spain was one of Europe's poorest and least developed countries. After the death of Franco, however, that changed rapidly and the country became more and more modern, in some things even more modern than in the Netherlands or Belgium, for example. The Puerto del Sol in Madrid is the geographical center of Spain and the city of Madrid. At this location, the Spaniards count to the new year on 31 December and most demonstrations are held here. Not only on the Puerto del Sol, but throughout Spain, the Spaniards celebrate the New Year by eating a grape at midnight. This tradition was introduced by wine-growers who were looking for a way to get rid of surplus grapes and later on the Spanish television after which it became a tradition. While most people know the beaches of the Costa Brava, Costa Dorada, Costa Blanca, Mallorca or Costa del Sol, that is only a small part. Spain has a total of no less than 4,964 coastlines, many of which are beaches. Spain's most beautiful beaches can not be found in the most touristy places but along the Atlantic Ocean in the part that is called "Green Spain". Every year the beaches of Galicia, Asturias and Cantabria again win the prizes as best beaches. Did you know that the Iberian Peninsula is the only part of Europe where monkeys can still be found in the wild. This is the case in the British headland of Gibraltar, which does not belong to Spain but to Great Britain (something that is still politically contested). On the only mountain that can be found there, the monkeys still steal the show and in some cases they take off with your food, mobile phones or cameras. Spain is also the only country in Europe where bananas grow, namely in the Canary Islands. They are smaller bananas that are mainly eaten in their own country. Spain is one of the countries with the lowest population density in Europe. Only 82 people live per square kilometer. By comparison, in England there are 420 and in the Netherlands 495. Spain is,(after Switzerland), the most mountainous country in Europe. Almost a quarter of the country is above 1,000 meters and the average altitude is 660 meters more above sea level. Madrid is even the highest capital of a country in Europe, the city rises 600 meters above sea level. Spain is known to most people as the land of sun and beaches, but there are parts of the country where more rain and clouds can be found than sun. In the regions along the Atlantic, for example, it rains more than in any other part of the country. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Sleek modern designed bathrooms with a luxurious and beautiful feel. You can choose your style and finishing touches. INTERIOR DESIGN Bathrooms 1/44 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful information and details for buying a new build villa or a re-sale property in Spain. Practical Tips Building Off-Plan We strive to keep these pages and information as up to date as possible. This is not always possible, especially now that governments are constantly changing regulations and laws. Before using our tips, make sure that the information is still valid and fits in the context. Call or e-mail us for any specific questions you may have. Why new build? You are more likely to have a buyer at resale. Newer properties sell quicker than older properties. You are assured of a perfectly situated plot of land which is in a location of your choice. You can be confident that you will have access to professional guidance throughout the whole process. You are assured of top quality construction, workmanship and materials from start to finish. You will have an energy-efficient property with an extremely low EPC rating. You are assured of appreciation in value of your property by using the most modern construction techniques and materials. You have the experience and knowledge of a specialist in property development in the Costa Blanca. There are no unpleasant surprises as is often the case with older houses, we guarantee all our work. You can choose the finishing touches, inside and out, such as wall tiles, flooring, kitchen design and bathroom design. At Mycostablancavilla you are a very important client and also an ambassador for our work. We do not invest in expensive advertising campaigns but in quality and knowledge through which our ambassadors spontaneously advertise. We are with you every step of the way We try to document everything as much as possible on our website and keep things up to date. Photos and videos give good visual information, but in our view it is still necessary to come and visit us in Spain. Allow at least 3 full days for your visit with us, less time is too intensive. Together we will visit different plots of ground within your budget. We also visit showrooms to see the materials used and get to know your personal style requirements. We will visit one of our current projects which is under construction or one of our villas which is already inhabited. We will go over the administrative matters and important aspects and answer any questions that you may have. Mycostablancavilla distinguishes itself from the rest by providing that extra personal service for our clients every step of the way. How much does it cost to buy a property in Spain? 'Transfer tax' (ITP) Impuesto de Transmisiones Patrimonials When buying an 'EXISTING' property in Spain, (also known as 're-sale' property), the transfer tax is a part of the 'buyers' costs. It is based on the 'declared value' of the property. Each autonomous region in Spain sets its own transfer tax rate. For properties located in the Murcia region, the transfer tax rate is 8% of the declared value of the property. For properties in the Andalusian region and with a price of up to €400.000 the transfer tax rate is 8% of the declared value of the property . Higher value properties are taxed at a higher rate. For properties located in the Valencian region, the transfer tax rate is 10% of the declared value of the property. A good rule of thumb to help calculate your budget when buying a property is to allow at least 15% on top of the asking price. This should cover all the taxes and expenses that you must pay – even the solicitor´s fees. 'VAT/Sales tax' (IVA) Impuesto sobre el Valor Añadido When buying a ‘NEW-BUILD’ or 'OFF-PLAN' property in Spain, the VAT/Sales tax is a part of the 'buyers’ costs. A 'new-build' is a property that is being sold for the first time. You’d normally buy this kind of property from a developer or a bank. For New-Build or Off-Plan purchases, the VAT element will be payable to the developer and will form part of the purchase price itself. It will appear in the purchase contract, so you will be aware of it from the outset. The amount of VAT/Sales tax is fixed at 10% of the purchase price of the property. 'Stamp duty' (AJD) Actos Juridicos Documentados AJD is only payable on 'land' and 'new' property sales and is part of the 'buyers' costs. This tax is in addition to the above VAT/Sales tax and is calculated at a rate of: 1.5% of the declared value for properties located in the Valencian & Andalusian regions. 2% of the declared value for properties located in Murcia Community. ‘Notary fees’ These are between 0.6% and 1%. Please note, however, that a notary in Spain does not carry out checks of the property that you purchase as you are used to in your country, for example, whether the property has an outstanding mortgage at the time of purchase. This information can be found at the Land Registry, the Registro de la Propiedad. We carry out all of these checks for our customers, of course! ‘Inscription fees’ For the "Registro de la Propiedad", the Spanish Land Registry amount is approximately 0.3% to 0.7% of the purchase price. If you take out a mortgage on your villa, you will need to pay costs to the bank, the notary and the Land Registry. The costs of the mortgage could amount to 1% - 1.5% of the mortgage amount. The costs for the civil-law notary, the registration in the land registry and the layout of the documents together, amount to approximately 2.5% of the mortgage amount. ‘Construction tax’ Impuesto sobre construcciones, instalaciones y obras. For the application of a building permit, you pay up to 2.5% tax, calculated on the value of your future home as indicated by the architect. Of course, you also need to pay the person that assists you in the purchase, such as a broker, lawyer, etc., hired by you for their services. The amount of this cost should be determined in advance with the person appointed. It is very common in Spain to pay a lawyer or (and) a Solicitor to assist in the purchase of a villa. We can also do this process for you! You can see that the overall picture of "buyers costs" consists of many parts, all together you can say that it is still a lot cheaper to build your dream home on the Costa Blanca than in your own country. Fixed on-going charges for your property After you have purchased or built a villa in the Costa Blanca, you have to pay taxes and other fixed charges for the villa and services every year. Here is an overview of the taxes and other additional fixed costs you could have to pay. ‘Property Ownership Tax’ (IBI) Impuesto sobre bienes inmeubles. You may pay between 0.4% and 0.9% property ownership tax. The percentages will vary between municipalities. ‘Spanish wealth tax’ Impuesto sobre el Patrimonio. Wealth tax is an annual tax, payable on the total net value of your assets as at 31st December. If you are resident in Spain you are liable for your worldwide assets. Non-residents only pay wealth tax on assets located in Spain. This was abolished in 2008 but was re-introduced during the financial crisis. ‘Community Fees’ Cuota de communidad. This concerns joint costs of the complex or of the (flat) where you bought your home. For example, maintenance costs for common areas, a communal swimming pool, street lighting, surveillance, etc. This only applies in urbanisations and apartments. ‘Cleaning fees’ Basura. This amount differs per municipality, but usually amounts to around €400 per year. ‘Building and contents insurance’ Seguro de construcción & seguro de objetos domésticos. Household insurance will vary according to the circumstances of the owner and the type of property. However it should be born in mind as a cost that all property owners will face. Personal Income Tax (Impuesto sobre la Renta de No Residentes – IRNR) Non-residents who own property in Spain have to pay an annual personal income tax that varies according to whether the property is rented out or not. If you don’t rent out your property in Spain , then the personal income tax rate is fixed at 25% of 2% of the "valor catastral" for the property. The “valor catastral” for a property in Spain is an important estimate of its "capital value". Example: To calculate the personal income tax on a property with a "valor catastral" of €700,000 would be as follows; The "capital value" of the property for tax purposes is €700,000 The taxable base is (2% of €700,000) which equals €14,000 This means that the personal income tax for the property is (25% of €14,000) which equals €3,500 If you rent out your property in Spain , then you must pay 25% income tax in Spain on the rental income. PLEASE NOTE: Every effort was made to check the accuracy of the information contained within our “Legal Advice” articles at the time of writing, but it may have been superseded over time. Mycostablancavilla cannot accept responsibility for any errors or omissions, nor for the authenticity of any claims or statements made by third parties. We therefore strongly recommend that readers of our articles make their own thorough checks before entering into any kind of transaction or contract. Prices and figures were correct at the time of writing but may now vary due to circumstances beyond our control. How to buy in Spain Back Living in Spain All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Plots of land for sale to build on. Costa Blanca - Spain Calpe More Info Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Elegant and modern kitchen designs installed to your requirements. INTERIOR DESIGN Kitchens 1/30 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2259 Delivered View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.