MCBV-2270 MCBV-2270 View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Mycostablancavilla can design and build your dream, Off-Plan Spanish home in the Costa Blanca region. We pride ourselves on our second to none, personal customer service, with attention to detail, help or advice where required. WE BUILD YOUR VILLA TO MEASURE W ITH BEAUTIFUL SCENIC VIEWS IN THE COSTA BLANCA REGION OF SPAIN Mycostablancavilla is here to help you to create your dream Spanish home. We can build you a high quality villa, entirely in Ytong products at the location of your choice and in the style of home you want in the region of Alicante-Costa Blanca. All locations with beautiful views, either inland or on the Mediterranean coast. Anchor 1 Our Completed Villas View Our Latest Projects YTONG See More Information See More Information MCBV-2258 YTONG See More Information See More Information MCBV-2267 YTONG See More Information See More Information MCBV-2264 YTONG See More Information See More Information MCBV-2266 YTONG See More Information See More Information MCBV-2259 YTONG See More Information See More Information MCBV-2273 YTONG See More Information See More Information MCBV-2260 YTONG See More Information See More Information MCBV-2261 YTONG See More Information See More Information MCBV-2263 YTONG See More Information See More Information MCBV-2268 YTONG See More Information See More Information MCBV-2271 YTONG See More Information See More Information MCBV-2262 YTONG See More Information See More Information MCBV-2272 YTONG See More Information See More Information MCBV-2265 YTONG See More Information See More Information MCBV-2269 New Project - Started Feb 2024 YTONG See More Information See More Information MCBV-2270 New Project - Started Feb 2024 YTONG See More Information See More Information MCBV-2274 New Project - Starting Soon YTONG See More Information See More Information MCBV-2275 New Project - Starting Soon More Projects Coming Soon Anchor 2 Contact Us * Required fields * Reference Country Code Submit Thanks for your message Reset All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. 'Mycostablancavilla' Is here for you !

Helpful legal information and details for buying new build villas and re-sale property in Spain. Legal Information We want you to have confidence in the legal advice you need in the house purchase process. We are very happy if you want to use your own contacts but, if you need help, we can introduce you to a selection of independent law firms who will work exclusively on your behalf. VERY IMPORTANT: NIE NUMBER The SOLICITOR will act strictly on your behalf throughout the entire transaction of purchasing or selling a home. He/she can obtain the NIE number for you. With out the NIE NUMBER you can NOT buy a house in Spain. The NIE NUMBER is obtained via the Spanish Police Station, or, if you are abroad, through the Spanish Consulate. Paperwork associated with buying a house in Spain Número de Identidad de Extranjero (NIE) Put simply this is an identification number for foreigners. You will need it for anything that involves an official process in Spain so it’s worth applying as soon as possible to avoid delays. You will need the NIE number before signing the 'Title Deed' for your property, which in practice means applying at least one month before you expect this to happen. Nota Simple This is a simplified version of the 'Title Deed' outlining what is registered at the Land Registry, who owns the property and whether there are any monies owing on it. The Nota Simple should be available from your estate agent, and you (or your solicitor) must review it before signing a Reservation Contract and paying the associated fee. Reservation Contract (Documento de Reserva) At the point you make an offer on a property you may be asked to sign a Reservation Contract. This will mean the property is taken off the market and the seller is bound to sell it to you at the stated price. You will be asked to pay a deposit which you will lose if you pull out of the sale, unless the sale cannot proceed for legal reasons. The deposit is usually around €5,000. At this point you will sign the ‘Reservation Contract’. Make sure your solicitor checks this over before you sign. You are not committing to buying the property at this point, simply taking it off the market. Private Purchase Contract (Arras) Once all checks have been completed and details of the sale have been finalised, a Private Purchase Contract will be drawn up. By signing this contract and paying a further, more substantial deposit of around 10% of the cost you are making it clear that you intend to purchase. You are now committed to buying the property. If the seller pulls out after this stage, they will be liable to return twice the deposit you paid. Power of attorney (Poder Notarial) This gives your legal representative permission to act on your behalf in terms of making payments and signing deeds. This is particularly useful if you currently live in a different country. The Title Deed (Escritura) The signing of the Escritura completes the sale and must be done in front of a notary. This will include the payment process and details of all final arrangements. After making this payment you will receive the keys to your new property. The Land Registry must be informed of the change of ownership within 10 days. Your notary will be able to arrange this if you request it. Appointing a notary As the purcha ser you have the right to choose which notary you will use but it is worth making sure they are local as you will need to visit in person unless you rely on Power of Attorney. A notary is employed by the Spanish government to certify legal documents, in this case those associated with the property sale. The notary will not normally get involved until the end when they will carry out a few basic checks, arrange the signature of the title deed (or Escritura) and sometimes register the property. Legal status of holiday lets If you plan to let out your home on a short-term basis you must make sure that you are acting in accordance with Spanish laws. There are restrictions in many areas, not just on letting a private residential property but also marketing it to tourists. Rules will vary depending on the region in which the property is located and fines can be significant if you are found to be acting illegally. If you plan to buy a community property, make sure you check whether there are any rules that might stop you from letting the property out. Things to remember: • You are required by law to obtain an energy efficiency certificate. • You should notify your insurance company of your intention to let the property. • You must declare your rental income to the Spanish authorities. You can find out from the local town hall or tourist department of the regional government what the laws are for short term lets in your particular area. If in doubt it is always worth seeking independent legal advice. Insurance You will need to bear in mind the cost of insuring your property in Spain on an ongoing basis. The cost of this will vary greatly depending on the type of property and what you plan to use it for. Important questions to ask BEFORE handing over any money: These questions are not as scary as they sound – you, your agent, or most likely your lawyer can get all this information from the Land Registry. Does the person that owns this property have the right to sell it? Are all planning permissions in order, particularly if this is a new build? Are there sitting tenants in the property? Are there any building restrictions on the plot? What’s the cadastral value (the council’s valuation) of the property? This will inform the purchase tax you will need to pay. If the home is new or off-plan, is there insurance in place in case of structural defects? Is there any money owing against the property, i.e. - Mortgage - Utilities - Court judgements - legal proceedings or annual real estate tax. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful information and details for buying a new build villa or a re-sale property in Spain. Practical Tips Building Off-Plan We strive to keep these pages and information as up to date as possible. This is not always possible, especially now that governments are constantly changing regulations and laws. Before using our tips, make sure that the information is still valid and fits in the context. Call or e-mail us for any specific questions you may have. Why new build? You are more likely to have a buyer at resale. Newer properties sell quicker than older properties. You are assured of a perfectly situated plot of land which is in a location of your choice. You can be confident that you will have access to professional guidance throughout the whole process. You are assured of top quality construction, workmanship and materials from start to finish. You will have an energy-efficient property with an extremely low EPC rating. You are assured of appreciation in value of your property by using the most modern construction techniques and materials. You have the experience and knowledge of a specialist in property development in the Costa Blanca. There are no unpleasant surprises as is often the case with older houses, we guarantee all our work. You can choose the finishing touches, inside and out, such as wall tiles, flooring, kitchen design and bathroom design. At Mycostablancavilla you are a very important client and also an ambassador for our work. We do not invest in expensive advertising campaigns but in quality and knowledge through which our ambassadors spontaneously advertise. We are with you every step of the way We try to document everything as much as possible on our website and keep things up to date. Photos and videos give good visual information, but in our view it is still necessary to come and visit us in Spain. Allow at least 3 full days for your visit with us, less time is too intensive. Together we will visit different plots of ground within your budget. We also visit showrooms to see the materials used and get to know your personal style requirements. We will visit one of our current projects which is under construction or one of our villas which is already inhabited. We will go over the administrative matters and important aspects and answer any questions that you may have. Mycostablancavilla distinguishes itself from the rest by providing that extra personal service for our clients every step of the way. How much does it cost to buy a property in Spain? 'Transfer tax' (ITP) Impuesto de Transmisiones Patrimonials When buying an 'EXISTING' property in Spain, (also known as 're-sale' property), the transfer tax is a part of the 'buyers' costs. It is based on the 'declared value' of the property. Each autonomous region in Spain sets its own transfer tax rate. For properties located in the Murcia region, the transfer tax rate is 8% of the declared value of the property. For properties in the Andalusian region and with a price of up to €400.000 the transfer tax rate is 8% of the declared value of the property . Higher value properties are taxed at a higher rate. For properties located in the Valencian region, the transfer tax rate is 10% of the declared value of the property. A good rule of thumb to help calculate your budget when buying a property is to allow at least 15% on top of the asking price. This should cover all the taxes and expenses that you must pay – even the solicitor´s fees. 'VAT/Sales tax' (IVA) Impuesto sobre el Valor Añadido When buying a ‘NEW-BUILD’ or 'OFF-PLAN' property in Spain, the VAT/Sales tax is a part of the 'buyers’ costs. A 'new-build' is a property that is being sold for the first time. You’d normally buy this kind of property from a developer or a bank. For New-Build or Off-Plan purchases, the VAT element will be payable to the developer and will form part of the purchase price itself. It will appear in the purchase contract, so you will be aware of it from the outset. The amount of VAT/Sales tax is fixed at 10% of the purchase price of the property. 'Stamp duty' (AJD) Actos Juridicos Documentados AJD is only payable on 'land' and 'new' property sales and is part of the 'buyers' costs. This tax is in addition to the above VAT/Sales tax and is calculated at a rate of: 1.5% of the declared value for properties located in the Valencian & Andalusian regions. 2% of the declared value for properties located in Murcia Community. ‘Notary fees’ These are between 0.6% and 1%. Please note, however, that a notary in Spain does not carry out checks of the property that you purchase as you are used to in your country, for example, whether the property has an outstanding mortgage at the time of purchase. This information can be found at the Land Registry, the Registro de la Propiedad. We carry out all of these checks for our customers, of course! ‘Inscription fees’ For the "Registro de la Propiedad", the Spanish Land Registry amount is approximately 0.3% to 0.7% of the purchase price. If you take out a mortgage on your villa, you will need to pay costs to the bank, the notary and the Land Registry. The costs of the mortgage could amount to 1% - 1.5% of the mortgage amount. The costs for the civil-law notary, the registration in the land registry and the layout of the documents together, amount to approximately 2.5% of the mortgage amount. ‘Construction tax’ Impuesto sobre construcciones, instalaciones y obras. For the application of a building permit, you pay up to 2.5% tax, calculated on the value of your future home as indicated by the architect. Of course, you also need to pay the person that assists you in the purchase, such as a broker, lawyer, etc., hired by you for their services. The amount of this cost should be determined in advance with the person appointed. It is very common in Spain to pay a lawyer or (and) a Solicitor to assist in the purchase of a villa. We can also do this process for you! You can see that the overall picture of "buyers costs" consists of many parts, all together you can say that it is still a lot cheaper to build your dream home on the Costa Blanca than in your own country. Fixed on-going charges for your property After you have purchased or built a villa in the Costa Blanca, you have to pay taxes and other fixed charges for the villa and services every year. Here is an overview of the taxes and other additional fixed costs you could have to pay. ‘Property Ownership Tax’ (IBI) Impuesto sobre bienes inmeubles. You may pay between 0.4% and 0.9% property ownership tax. The percentages will vary between municipalities. ‘Spanish wealth tax’ Impuesto sobre el Patrimonio. Wealth tax is an annual tax, payable on the total net value of your assets as at 31st December. If you are resident in Spain you are liable for your worldwide assets. Non-residents only pay wealth tax on assets located in Spain. This was abolished in 2008 but was re-introduced during the financial crisis. ‘Community Fees’ Cuota de communidad. This concerns joint costs of the complex or of the (flat) where you bought your home. For example, maintenance costs for common areas, a communal swimming pool, street lighting, surveillance, etc. This only applies in urbanisations and apartments. ‘Cleaning fees’ Basura. This amount differs per municipality, but usually amounts to around €400 per year. ‘Building and contents insurance’ Seguro de construcción & seguro de objetos domésticos. Household insurance will vary according to the circumstances of the owner and the type of property. However it should be born in mind as a cost that all property owners will face. Personal Income Tax (Impuesto sobre la Renta de No Residentes – IRNR) Non-residents who own property in Spain have to pay an annual personal income tax that varies according to whether the property is rented out or not. If you don’t rent out your property in Spain , then the personal income tax rate is fixed at 25% of 2% of the "valor catastral" for the property. The “valor catastral” for a property in Spain is an important estimate of its "capital value". Example: To calculate the personal income tax on a property with a "valor catastral" of €700,000 would be as follows; The "capital value" of the property for tax purposes is €700,000 The taxable base is (2% of €700,000) which equals €14,000 This means that the personal income tax for the property is (25% of €14,000) which equals €3,500 If you rent out your property in Spain , then you must pay 25% income tax in Spain on the rental income. PLEASE NOTE: Every effort was made to check the accuracy of the information contained within our “Legal Advice” articles at the time of writing, but it may have been superseded over time. Mycostablancavilla cannot accept responsibility for any errors or omissions, nor for the authenticity of any claims or statements made by third parties. We therefore strongly recommend that readers of our articles make their own thorough checks before entering into any kind of transaction or contract. Prices and figures were correct at the time of writing but may now vary due to circumstances beyond our control. How to buy in Spain Back Living in Spain All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Privacy Notice This is the privacy notice of Mycostablancavilla. In this document, "we", "our", or "us" refers to Mycostablancavilla. Introduction This privacy notice aims to inform you about how we collect and process any information that we collect from you, or that you provide to us. It covers information that could identify you (“personal information”) and information that could not. In the context of the law and this notice, “process” means collect, store, transfer, use or otherwise act on information. It tells you about your privacy rights and how the law protects you. We are committed to protecting your privacy and the confidentiality of your personal information. Our policy is not just an exercise in complying with the law, but a continuation of our respect for you and your personal information. We undertake to preserve the confidentiality of all information you provide to us, and hope that you reciprocate. Our policy complies with the Data Protection Act 2018 (Act) accordingly incorporating the EU General Data Protection Regulation (GDPR). The law requires us to tell you about your rights and our obligations to you in regard to the processing and control of your personal data. We do this now, by requesting that you read the information provided at http://www.knowyourprivacyrights.org Except as set out below, we do not share, or sell, or disclose to a third party, any information collected through our website. 1. Data we process: We may collect, use, store and transfer different kinds of personal data about you. We have collated these into groups as follows: Your identity includes information such as first name, last name, title and other identifiers that you may have provided at some time. Your contact information includes information such as email address or telephone numbers and any other information you have given to us for the purpose of communication or meeting. Technical data includes your internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website. We may aggregate anonymous data such as statistical or demographic data for any purpose. Anonymous data is data that does not identify you as an individual. Aggregated data may be derived from your personal data but is not considered personal information in law because it does not reveal your identity. For example, we may aggregate profile data to assess interest in a product or service. However, if we combine or connect aggregated data with your personal information so that it can identify you in any way, we treat the combined data as personal information and it will be used in accordance with this privacy notice. 2. Special personal information Special personal information is data about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any special personal information about you. The bases on which we process information about you The law requires us to determine under which of six defined bases we process different categories of your personal information, and to notify you of the basis for each category. If a basis on which we process your personal information is no longer relevant then we shall immediately stop processing your data. If the basis changes then if required by law we shall notify you of the change and of any new basis under which we have determined that we can continue to process your information. 3. Information we process with your consent Through certain actions when otherwise there is no contractual relationship between us, such as when you browse our website or ask us to provide you more information about our business, including our products and services, you provide your consent to us to process information that may be personal information. Wherever possible, we aim to obtain your explicit consent to process this information, for example, by asking you to agree to our use of cookies. If you have given us explicit permission to do so, we may from time to time pass your name and contact information to selected associates whom we consider may provide services or products you would find useful. We continue to process your information on this basis until you withdraw your consent or it can be reasonably assumed that your consent no longer exists. You may withdraw your consent at any time by instructing us info@mycostablancavilla.com Information we process for the purposes of legitimate interests We may process information on the basis there is a legitimate interest, either to you or to us, of doing so. Where we process your information on this basis, we do after having given careful consideration to: whether the same objective could be achieved through other means whether processing (or not processing) might cause you harm whether you would expect us to process your data, and whether you would, in the round, consider it reasonable to do so For example, we may process your data on this basis for the purposes of: record-keeping for the proper and necessary administration of our business responding to unsolicited communication from you to which we believe you would expect a response protecting and asserting the legal rights of any party insuring against or obtaining professional advice that is required to manage business risk protecting your interests where we believe we have a duty to do so 4. Information we process because we have a legal obligation Sometimes, we must process your information in order to comply with a statutory obligation. For example, we may be required to give information to legal authorities if they so request or if they have the proper authorisation such as a search warrant or court order. This may include your personal information. 5. Complaints regarding content on our website If you complain about any of the content on our website, we shall investigate your complaint. If we feel it is justified or if we believe the law requires us to do so, we shall remove the content while we investigate. If we think your complaint is vexatious or without any basis, we shall not correspond with you about it. 6. Communicating with us When you contact us, whether by telephone, through our website or by e-mail, we collect the data you have given to us in order to reply with the information you need. We record your request and our reply in order to increase the efficiency of our business. We keep personally identifiable information associated with your message, such as your name and email address so as to be able to track our communications with you to provide a high quality service. 7. Complaining When we receive a complaint, we record all the information you have given to us. We use that information to resolve your complaint. If your complaint reasonably requires us to contact some other person, we may decide to give to that other person some of the information contained in your complaint. We do this as infrequently as possible, but it is a matter for our sole discretion as to whether we do give information, and if we do, what that information is. We may also compile statistics showing information obtained from this source to assess the level of service we provide, but not in a way that could identify you or any other person. 8. Affiliate and business partner information This is information given to us by you in your capacity as an affiliate of us or as a business partner. It allows us to recognise visitors that you have referred to us, and to credit to you commission due for such referrals. It also includes information that allows us to transfer commission to you. The information is not used for any other purpose. We undertake to preserve the confidentiality of the information and of the terms of our relationship. We expect any affiliate or partner to agree to reciprocate this policy. Use of information we collect through automated systems when you visit our website 9. Cookies Cookies are small text files that are placed on your computer's hard drive by your web browser when you visit any website. They allow information gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalised experience and the website owner with statistics about how you use the website so that it can be improved. Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely. Your web browser should allow you to delete any you choose. It also should allow you to prevent or limit their use. Our website uses cookies. They are placed by software that operates on our servers, and by software operated by third parties whose services we use. When you first visit our website, we ask you whether you wish us to use cookies. If you choose not to accept them, we shall not use them for your visit except to record that you have not consented to their use for any other purpose. If you choose not to use cookies or you prevent their use through your browser settings, you will not be able to use all the functionality of our website. We use cookies in the following ways: to track how you use our website to record whether you have seen specific messages we display on our website to keep you signed in to our website to record your answers to surveys and questionnaires on our site while you complete them to record the conversation thread during a live chat with our support team Personal identifiers from your browsing activity Requests by your web browser to our servers for web pages and other content on our website are recorded. We record information such as your geographical location, your Internet service provider and your IP address. We also record information about the software you are using to browse our website, such as the type of computer or device and the screen resolution. We use this information in aggregate to assess the popularity of the webpages on our website and how we perform in providing content to you. If combined with other information we know about you from previous visits, the data possibly could be used to identify you personally, even if you are not signed in to our website. Disclosure and sharing of your information 10. Data may be processed outside the European Union Our websites are hosted in the UK We may also use outsourced services in countries outside the European Union from time to time in other aspects of our business. Accordingly data obtained within the UK or any other country could be processed outside the European Union. For example, some of the software our website uses may have been developed in the United States of America or in Australia. We use the following safeguards with respect to data transferred outside the European Union: The processor is within the same corporate group as our business or organisation and abides by the same binding corporate rules regarding data processing. Control over your own information 11. Verification of your information When we receive any request to access, edit or delete personal identifiable information we shall first take reasonable steps to verify your identity before granting you access or otherwise taking any action. This is important to safeguard your information. Other matters 12. Use of site by children We do not sell products or provide services for purchase by children, nor do we market to children. If you are under 18, you may use our website only with consent from a parent or guardian. We collect data about all users of, and visitors to these areas regardless of age, and we anticipate that some of those users and visitors will be children. Such child users and visitors will inevitably visit other parts of the site and will be subject to whatever on-site marketing they find, wherever they visit. 13. Encryption of data sent between us We use Secure Sockets Layer (SSL) certificates to verify our identity to your browser and to encrypt any data you give us. Whenever information is transferred between us, you can check that it is done so using SSL by looking for a closed padlock symbol or other trust mark in your browser’s URL bar or toolbar. 14. How you can complain If you are not happy with our privacy policy or if you have any complaint then you should tell us. If a dispute is not settled then we hope you will agree to attempt to resolve it by engaging in good faith with us in a process of mediation or arbitration. If you are in any way dissatisfied about how we process your personal information, you have a right to lodge a complaint with the Information Commissioner's Office (ICO). This can be done at https://ico.org.uk/make-a-complaint/ . We would, however, appreciate the opportunity to talk to you about your concern before you approach the ICO. 15. Retention period for personal data Except as otherwise mentioned in this privacy notice, we keep your personal information only for as long as required by us: to provide you with the services you have requested; to comply with other law, including for the period demanded by our tax authorities; to support a claim or defence in court. 16. Compliance with the law Our privacy policy has been compiled so as to comply with the law of every country or legal jurisdiction in which we aim to do business. If you think it fails to satisfy the law of your jurisdiction, we should like to hear from you. However, ultimately it is your choice as to whether you wish to use our website. 17. Review of this privacy policy We may update this privacy notice from time to time as necessary. The terms that apply to you are those posted here on our website on the day you use our website. We advise you to print a copy for your records. If you have any question regarding our privacy policy, please contact us. Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

You can choose your 10,000 sq metre plot on which we can build your choice of luxury Spanish villa on the Costa Blanca Building plots We have available plots of land in Salinas, Monovar, Pinoso, La Romana, Altea, Busot, Calpe, Benitachell, Sax, Jumilla & Hondon de los Frailes Building Off-Plan We build off-plan projects in the countryside on plots of land from 10,000m² with access to the local road networks and with a ll domestic utilities and services provided (i.e. Electricity, Water and Sanitation). We are able to build on smaller size plots of land within the coastal resort areas as planning/building laws are different there. We are convinced that by having a good sized plot of land, this ensures that you get the peace and privacy that we all seek to de-stress and enjoy life undisturbed. If this is your idea of heaven, then a country villa is for you. 10,000m² allows you to enjoy the privacy of your villa, pool, gardens and terraces without being overlooked. We can legally build on the land and by building off-plan, you get to choose the position and orientation of your villa that suits you best. You are not completely isolated in the countryside, the neighbours are at a comfortable distance from you and you are never too far away from a local village store or town amenities and services. If you prefer to be closer to the sea air and sandy beaches, we have beautiful plots of land on the Costa Blanca, Mediterranean coast. Things can change on a frequent basis and so you may find that a certain plot of land has already been sold or we may have newer plots to offer you that are not yet listed on our website. Our research team are always updating our portfolio as new plots of land become available for off-plan building. If you are seriously interested in living your dream lifestyle and owning a luxury villa in Spain, then please contact us for further details and a no obligation quote. We will turn your dream into a reality. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Ytong products have great thermal insulation and sound insulation qualities. Fire resistant, lightweight, ecological and durable. Building with Ytong R Why we choose YTONG? Optimum fire resistance YTONG's exceptional fire resistance comes from its reaction to flames. The physical properties of YTONG materials make s it the ideal formula for protection against fire as it is non-flammable. Its reaction to fire is nil and it is completely incombustible. YTONG is a thermal insulator, due to its unique cellular structure. YTONG does not release harmful gases in the event of fire. Thermal insulation YTONG is an autoclaved cellular concrete comprising of sand, water and air. Air filled cells form during the manufacturing process. This air, in fact, constitutes the best imaginable thermal insulation in this manufacturing context. As a result, YTONG obtains the characteristics of an insulating material. YTONG is insulating itself, so it is unnecessary to provide additional insulation. No more problems generated by poor insulation installation, no more thermal bridges. Building with YTONG results in 100% effective, durable insulation. Comfort in winter and summer Due to its excellent insulation capacity and high thermal inertia, YTONG protects you against the cold in winter. Conversely, in summer YTONG prevents the entry of heat. In other words: warm in winter and cool in summer. Sound Insulation To meet current comfort requirements in buildings, full attention must be given to the sound insulation of all of their parts. By sound insulation, we generally mean “the neutralisation and reduction of undesirable noise due to good design and good execution of buildings”. Because of the sound absorption of Hebel products, the sound in a room reflects less off the walls, which reduces the reverberation (echo) in the space. The surface of an YTONG wall absorbs noise into its numerous partly open cells. Lightweight construction material Hebel is a lightweight construction material. The cellular structure is formed during the manufacturing process; as a result, the density of the product remains minimal. Taking this data into account, a lighter and thus more economical building load bearing structure can be designed. Ecological and durable High insulating power combined with the absence of thermal bridges means that Hebel slabs make a serious contribution to savings in energy consumption. Energy consumption during the manufacturing process is very low (hardening by autoclaving); the production of CO2 is thus very low, and, as a result, the environment is less polluted. Hebel is a light construction material the production or which requires few raw materials. Its elements are water, high quality chalk and finely ground sand. Portland cement is added to these products, which are abundant in nature. Hebel slabs are not delivered in packaging after production, resulting in less waste. R Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

INTERIOR DESIGN Bathrooms 1/44 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2265 MCBV-2265 View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Plots of land for sale to build on. Costa Blanca - Spain Salinas More Info Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Mortgage and financial information relating to Spanish Law. Mortgage Information You may be considering getting a mortgage if you want to build or buy your own home in Spain. More information about the conditions and working methods can be found below. This is merely a precis, so you get a rough idea how things work. There are several possibilities to finance the purchase of a property in Spain, whether its for an off-plan, new build or buying re-sale property. You can finance the purchase of a property from your own funds. You can take a 2nd mortgage on your existing home, provided there is sufficient equity. You can apply for a mortgage with a Spanish bank. To obtain a mortgage in Spain, you must meet the following requirements: You must finance at least 40% of the purchase price from your own funds. Banks generally finance 60% to a maximum of 70% of the purchase price of the property. In addition, you must also pay ‘buyers costs’ (transfer tax, notary and registration) approximately 10% from your own funds. In total, you must therefore contribute between 40% and 50% from your own funds. Most commonly banks will offer variable or fixed term contracts for a maximum term of 20-25 years. Interest only mortgages are rare. The set-up cost of a mortgage will be around 4-5% of the amount borrowed. To get a mortgage loan in Spain, you always have to prove your income. This can be your income as an employee, a pensioner or as a self-employed person, rental income or income from capital. An entrepreneur must be able to show the balance sheets / financial statements for the last two years of business. In general, you may spend 35% of your net income on housing costs. The assessment of your personal situation In addition to the income criteria, the bank assesses a mortgage application on family composition, whether you have a rental or owner-occupied home, number and age of children, type of work, type of income, etc. The duration of the mortgage process The total mortgage application, from presenting your file at the bank to passing through the notary, takes an average of 6-8 weeks. Financial Information Back Legal Information All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2268 MCBV-2268 View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.