WE BUILD YOUR VILLA TO MEASURE! W ITH BEAUTIFUL SCENIC VIEWS ON THE COSTA BLANCA Mycostablancavilla is here to help you create your dream Spanish villa. We can build you a quality villa, entirely in Ytong at the location you choose and in the style of home you want in the region of Alicante-Costa Blanca. All with beautiful views inland or on the coast. Anchor 1 Our recent projects YTONG See More Information See More Information MCBV-2258 ​ YTONG See More Information See More Information MCBV-2267 ​ YTONG See More Information See More Information MCBV-2264 ​ YTONG See More Information See More Information MCBV-2266 ​ YTONG See More Information See More Information MCBV-2259 ​ YTONG See More Information See More Information MCBV-2260 ​ YTONG See More Information See More Information MCBV-2261 ​ YTONG See More Information See More Information MCBV-2263 ​ YTONG See More Information See More Information MCBV-2268 ​ YTONG See More Information See More Information MCBV-2271 ​ YTONG See More Information See More Information MCBV-2262 ​ YTONG See More Information See More Information MCBV-2265 ​ YTONG See More Information See More Information MCBV-2269 New Project - Feb 2024 YTONG See More Information See More Information MCBV-2270 New Project - Feb 2024 YTONG See More Information See More Information MCBV-2272 ​ More Projects Coming Soon Anchor 2 Contact Us * Required fields * Reference Country Code Submit Thanks for your message ! Reset All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise. 'Mycostablancavilla' Is here for you !

MCBV-2264 View The Project Gallery Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

INTERIOR DESIGN Bedrooms 1/45 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

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Benitachell More Info Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Practical Tips Building Off-Plan We strive to keep these pages and information as up to date as possible. This is not always possible, especially now that governments are constantly changing regulations and laws. Before using our tips, make sure that the information is still valid and fits in the context. Call or e-mail us for any specific questions you may have. Why new build? You are more likely to have a buyer at resale. Newer properties sell quicker than older properties. You are assured of a perfectly situated plot of land which is in a location of your choice. You can be confident that you will have access to professional guidance throughout the whole process. You are assured of top quality construction, workmanship and materials from start to finish. You will have an energy-efficient property with an extremely low EPC rating. You are assured of appreciation in value of your property by using the most modern construction techniques and materials. You have the experience and knowledge of a specialist in property development in the Costa Blanca. There are no unpleasant surprises as is often the case with older houses, we guarantee all our work. You can choose the finishing touches, inside and out, such as wall tiles, flooring, kitchen design and bathroom design. At Mycostablancavilla you are a very important client and also an ambassador for our work. We do not invest in expensive advertising campaigns but in quality and knowledge through which our ambassadors spontaneously advertise. We are with you every step of the way We try to document everything as much as possible on our website and keep things up to date. Photos and videos give good visual information, but in our view it is still necessary to come and visit us in Spain. Allow at least 3 full days for your visit with us, less time is too intensive. Together we will visit different plots of ground within your budget. We also visit showrooms to see the materials used and get to know your personal style requirements. We will visit one of our current projects which is under construction or one of our villas which is already inhabited. We will go over the administrative matters and important aspects and answer any questions that you may have. Mycostablancavilla distinguishes itself from the rest by providing that extra personal service for our clients every step of the way. How much does it cost to buy a property in Spain? 'Transfer tax' (ITP) Impuesto de Transmisiones Patrimonials When buying an 'EXISTING' property in Spain, (also known as 're-sale' property), the transfer tax is a part of the 'buyers' costs. It is based on the 'declared value' of the property. Each autonomous region in Spain sets its own transfer tax rate. For properties located in the Murcia region, the transfer tax rate is 8% of the declared value of the property. For properties in the Andalusian region and with a price of up to €400.000 the transfer tax rate is 8% of the declared value of the property . Higher value properties are taxed at a higher rate. For properties located in the Valencian region, the transfer tax rate is 10% of the declared value of the property. ​ A good rule of thumb to help calculate your budget when buying a property is to allow at least 15% on top of the asking price. This should cover all the taxes and expenses that you must pay – even the solicitor´s fees. ​ ​ 'VAT/Sales tax' (IVA) Impuesto sobre el Valor Añadido When buying a ‘NEW-BUILD’ or 'OFF-PLAN' property in Spain, the VAT/Sales tax is a part of the 'buyers’ costs. A 'new-build' is a property that is being sold for the first time. You’d normally buy this kind of property from a developer or a bank. For New-Build or Off-Plan purchases, the VAT element will be payable to the developer and will form part of the purchase price itself. It will appear in the purchase contract, so you will be aware of it from the outset. The amount of VAT/Sales tax is fixed at 10% of the purchase price of the property. ​ ​'Stamp duty' (AJD) Actos Juridicos Documentados AJD is only payable on 'land' and 'new' property sales and is part of the 'buyers' costs. This tax is in addition to the above VAT/Sales tax and is calculated at a rate of: 1.5% of the declared value for properties located in the Valencian & Andalusian regions. 2% of the declared value for properties located in Murcia Community. ​ ‘Notary fees’ These are between 0.6% and 1%. Please note, however, that a notary in Spain does not carry out checks of the property that you purchase as you are used to in your country, for example, whether the property has an outstanding mortgage at the time of purchase. This information can be found at the Land Registry, the Registro de la Propiedad. We carry out all of these checks for our customers, of course! ‘Inscription fees’ For the "Registro de la Propiedad", the Spanish Land Registry amount is approximately 0.3% to 0.7% of the purchase price. If you take out a mortgage on your villa, you will need to pay costs to the bank, the notary and the Land Registry. The costs of the mortgage could amount to 1% - 1.5% of the mortgage amount. The costs for the civil-law notary, the registration in the land registry and the layout of the documents together, amount to approximately 2.5% of the mortgage amount. ​ ‘Construction tax’ Impuesto sobre construcciones, instalaciones y obras. For the application of a building permit, you pay up to 2.5% tax, calculated on the value of your future home as indicated by the architect. Of course, you also need to pay the person that assists you in the purchase, such as a broker, lawyer, etc., hired by you for their services. The amount of this cost should be determined in advance with the person appointed. It is very common in Spain to pay a lawyer or (and) a Solicitor to assist in the purchase of a villa. We can also do this process for you! You can see that the overall picture of "buyers costs" consists of many parts, all together you can say that it is still a lot cheaper to build your dream home on the Costa Blanca than in your own country. Fixed on-going charges for your property After you have purchased or built a villa in the Costa Blanca, you have to pay taxes and other fixed charges for the villa and services every year. Here is an overview of the taxes and other additional fixed costs you could have to pay. ​ ‘Property Ownership Tax’ (IBI) Impuesto sobre bienes inmeubles. You may pay between 0.4% and 0.9% property ownership tax. The percentages will vary between municipalities. ‘Spanish wealth tax’ Impuesto sobre el Patrimonio. Wealth tax is an annual tax, payable on the total net value of your assets as at 31st December. If you are resident in Spain you are liable for your worldwide assets. Non-residents only pay wealth tax on assets located in Spain. This was abolished in 2008 but was re-introduced during the financial crisis. ‘Community Fees’ Cuota de communidad. This concerns joint costs of the complex or of the (flat) where you bought your home. For example, maintenance costs for common areas, a communal swimming pool, street lighting, surveillance, etc. This only applies in urbanisations and apartments. ‘Cleaning fees’ Basura. This amount differs per municipality, but usually amounts to around €400 per year. ​ ‘Building and contents insurance’ Seguro de construcción & seguro de objetos domésticos. Household insurance will vary according to the circumstances of the owner and the type of property. However it should be born in mind as a cost that all property owners will face. Personal Income Tax (Impuesto sobre la Renta de No Residentes – IRNR) Non-residents who own property in Spain have to pay an annual personal income tax that varies according to whether the property is rented out or not. If you don’t rent out your property in Spain , then the personal income tax rate is fixed at 25% of 2% of the "valor catastral" for the property. The “valor catastral” for a property in Spain is an important estimate of its "capital value". ​ Example: To calculate the personal income tax on a property with a "valor catastral" of €700,000 would be as follows; The "capital value" of the property for tax purposes is €700,000 The taxable base is (2% of €700,000) which equals €14,000 This means that the personal income tax for the property is (25% of €14,000) which equals €3,500 If you rent out your property in Spain , then you must pay 25% income tax in Spain on the rental income. ​ PLEASE NOTE: Every effort was made to check the accuracy of the information contained within our “Legal Advice” articles at the time of writing, but it may have been superseded over time. Mycostablancavilla cannot accept responsibility for any errors or omissions, nor for the authenticity of any claims or statements made by third parties. We therefore strongly recommend that readers of our articles make their own thorough checks before entering into any kind of transaction or contract. Prices and figures were correct at the time of writing but may now vary due to circumstances beyond our control. How to buy in Spain Back Living in Spain All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2260 View The Project Gallery Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

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Jumilla More Info Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2268 View The Project Gallery Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Privacy Notice This is the privacy notice of Mycostablancavilla. In this document, "we", "our", or "us" refers to Mycostablancavilla. ​ Introduction This privacy notice aims to inform you about how we collect and process any information that we collect from you, or that you provide to us. It covers information that could identify you (“personal information”) and information that could not. In the context of the law and this notice, “process” means collect, store, transfer, use or otherwise act on information. It tells you about your privacy rights and how the law protects you. We are committed to protecting your privacy and the confidentiality of your personal information. Our policy is not just an exercise in complying with the law, but a continuation of our respect for you and your personal information. We undertake to preserve the confidentiality of all information you provide to us, and hope that you reciprocate. Our policy complies with the Data Protection Act 2018 (Act) accordingly incorporating the EU General Data Protection Regulation (GDPR). The law requires us to tell you about your rights and our obligations to you in regard to the processing and control of your personal data. We do this now, by requesting that you read the information provided at http://www.knowyourprivacyrights.org Except as set out below, we do not share, or sell, or disclose to a third party, any information collected through our website. ​ 1. Data we process: We may collect, use, store and transfer different kinds of personal data about you. We have collated these into groups as follows: Your identity includes information such as first name, last name, title and other identifiers that you may have provided at some time. Your contact information includes information such as email address or telephone numbers and any other information you have given to us for the purpose of communication or meeting. Technical data includes your internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website. We may aggregate anonymous data such as statistical or demographic data for any purpose. Anonymous data is data that does not identify you as an individual. Aggregated data may be derived from your personal data but is not considered personal information in law because it does not reveal your identity. For example, we may aggregate profile data to assess interest in a product or service. However, if we combine or connect aggregated data with your personal information so that it can identify you in any way, we treat the combined data as personal information and it will be used in accordance with this privacy notice. ​ 2. Special personal information Special personal information is data about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any special personal information about you. ​ The bases on which we process information about you ​ The law requires us to determine under which of six defined bases we process different categories of your personal information, and to notify you of the basis for each category. If a basis on which we process your personal information is no longer relevant then we shall immediately stop processing your data. If the basis changes then if required by law we shall notify you of the change and of any new basis under which we have determined that we can continue to process your information. ​ 3. Information we process with your consent Through certain actions when otherwise there is no contractual relationship between us, such as when you browse our website or ask us to provide you more information about our business, including our products and services, you provide your consent to us to process information that may be personal information. Wherever possible, we aim to obtain your explicit consent to process this information, for example, by asking you to agree to our use of cookies. If you have given us explicit permission to do so, we may from time to time pass your name and contact information to selected associates whom we consider may provide services or products you would find useful. We continue to process your information on this basis until you withdraw your consent or it can be reasonably assumed that your consent no longer exists. You may withdraw your consent at any time by instructing us info@mycostablancavilla.com Information we process for the purposes of legitimate interests We may process information on the basis there is a legitimate interest, either to you or to us, of doing so. Where we process your information on this basis, we do after having given careful consideration to: whether the same objective could be achieved through other means whether processing (or not processing) might cause you harm whether you would expect us to process your data, and whether you would, in the round, consider it reasonable to do so For example, we may process your data on this basis for the purposes of: record-keeping for the proper and necessary administration of our business responding to unsolicited communication from you to which we believe you would expect a response protecting and asserting the legal rights of any party insuring against or obtaining professional advice that is required to manage business risk protecting your interests where we believe we have a duty to do so 4. Information we process because we have a legal obligation Sometimes, we must process your information in order to comply with a statutory obligation. For example, we may be required to give information to legal authorities if they so request or if they have the proper authorisation such as a search warrant or court order. This may include your personal information. ​ 5. Complaints regarding content on our website If you complain about any of the content on our website, we shall investigate your complaint. If we feel it is justified or if we believe the law requires us to do so, we shall remove the content while we investigate. If we think your complaint is vexatious or without any basis, we shall not correspond with you about it. ​ 6. Communicating with us When you contact us, whether by telephone, through our website or by e-mail, we collect the data you have given to us in order to reply with the information you need. We record your request and our reply in order to increase the efficiency of our business. We keep personally identifiable information associated with your message, such as your name and email address so as to be able to track our communications with you to provide a high quality service. ​ 7. Complaining When we receive a complaint, we record all the information you have given to us. We use that information to resolve your complaint. If your complaint reasonably requires us to contact some other person, we may decide to give to that other person some of the information contained in your complaint. We do this as infrequently as possible, but it is a matter for our sole discretion as to whether we do give information, and if we do, what that information is. We may also compile statistics showing information obtained from this source to assess the level of service we provide, but not in a way that could identify you or any other person. ​ 8. Affiliate and business partner information This is information given to us by you in your capacity as an affiliate of us or as a business partner. It allows us to recognise visitors that you have referred to us, and to credit to you commission due for such referrals. It also includes information that allows us to transfer commission to you. The information is not used for any other purpose. We undertake to preserve the confidentiality of the information and of the terms of our relationship. We expect any affiliate or partner to agree to reciprocate this policy. ​ Use of information we collect through automated systems when you visit our website ​ 9. Cookies Cookies are small text files that are placed on your computer's hard drive by your web browser when you visit any website. They allow information gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalised experience and the website owner with statistics about how you use the website so that it can be improved. Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely. Your web browser should allow you to delete any you choose. It also should allow you to prevent or limit their use. Our website uses cookies. They are placed by software that operates on our servers, and by software operated by third parties whose services we use. When you first visit our website, we ask you whether you wish us to use cookies. If you choose not to accept them, we shall not use them for your visit except to record that you have not consented to their use for any other purpose. If you choose not to use cookies or you prevent their use through your browser settings, you will not be able to use all the functionality of our website. We use cookies in the following ways: to track how you use our website to record whether you have seen specific messages we display on our website to keep you signed in to our website to record your answers to surveys and questionnaires on our site while you complete them to record the conversation thread during a live chat with our support team Personal identifiers from your browsing activity Requests by your web browser to our servers for web pages and other content on our website are recorded. We record information such as your geographical location, your Internet service provider and your IP address. We also record information about the software you are using to browse our website, such as the type of computer or device and the screen resolution. We use this information in aggregate to assess the popularity of the webpages on our website and how we perform in providing content to you. If combined with other information we know about you from previous visits, the data possibly could be used to identify you personally, even if you are not signed in to our website. Disclosure and sharing of your information ​ 10. Data may be processed outside the European Union Our websites are hosted in the UK We may also use outsourced services in countries outside the European Union from time to time in other aspects of our business. Accordingly data obtained within the UK or any other country could be processed outside the European Union. For example, some of the software our website uses may have been developed in the United States of America or in Australia. We use the following safeguards with respect to data transferred outside the European Union: The processor is within the same corporate group as our business or organisation and abides by the same binding corporate rules regarding data processing. ​ ​ Control over your own information ​ 11. Verification of your information When we receive any request to access, edit or delete personal identifiable information we shall first take reasonable steps to verify your identity before granting you access or otherwise taking any action. This is important to safeguard your information. Other matters ​ 12. Use of site by children We do not sell products or provide services for purchase by children, nor do we market to children. If you are under 18, you may use our website only with consent from a parent or guardian. We collect data about all users of, and visitors to these areas regardless of age, and we anticipate that some of those users and visitors will be children. Such child users and visitors will inevitably visit other parts of the site and will be subject to whatever on-site marketing they find, wherever they visit. ​ 13. Encryption of data sent between us We use Secure Sockets Layer (SSL) certificates to verify our identity to your browser and to encrypt any data you give us. Whenever information is transferred between us, you can check that it is done so using SSL by looking for a closed padlock symbol or other trust mark in your browser’s URL bar or toolbar. ​ 14. How you can complain If you are not happy with our privacy policy or if you have any complaint then you should tell us. If a dispute is not settled then we hope you will agree to attempt to resolve it by engaging in good faith with us in a process of mediation or arbitration. If you are in any way dissatisfied about how we process your personal information, you have a right to lodge a complaint with the Information Commissioner's Office (ICO). This can be done at https://ico.org.uk/make-a-complaint/ . We would, however, appreciate the opportunity to talk to you about your concern before you approach the ICO. ​ 15. Retention period for personal data Except as otherwise mentioned in this privacy notice, we keep your personal information only for as long as required by us: to provide you with the services you have requested; to comply with other law, including for the period demanded by our tax authorities; to support a claim or defence in court. ​ ​ 16. Compliance with the law Our privacy policy has been compiled so as to comply with the law of every country or legal jurisdiction in which we aim to do business. If you think it fails to satisfy the law of your jurisdiction, we should like to hear from you. However, ultimately it is your choice as to whether you wish to use our website. ​ 17. Review of this privacy policy We may update this privacy notice from time to time as necessary. The terms that apply to you are those posted here on our website on the day you use our website. We advise you to print a copy for your records. If you have any question regarding our privacy policy, please contact us. Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Financial Information VERY IMPORTANT: NIE NUMBER ​ The SOLICITOR will act strictly on your behalf throughout the entire transaction of purchasing or selling a home. He/she will obtai n the NIE number for you. Without the NIE NUMBER you can NOT buy a house in Spain. The NIE NUMBER is obtained via the Spanish Police Station, or, if you are abroad, through the Spanish Consulate. Calculate your budget Working out how much you have available to you has to be the first consideration when you’re planning to purchase a new property Once you know what you can afford, you can disregard any areas or properties that are too expensive to save yourself the pain of falling in love with a place that is out of your price range. Think about the total amount you have at your disposal and then reduce it by an estimated 10-15% for taxes and fees. If you will be opting for a mortgage, make sure you have the cash available for monthly repayments as well as other ongoing costs of maintaining a property in Spain. ​ Opening a bank account You will need to open a Spanish bank account if you plan to take out a mortgage from a Spanish lender, as well as to pay water and electricity bills, community fees and council tax. This can be done through any of the banks but make sure you do your research as charges and services can vary greatly. To open a bank account, you must be over 18 years of age. You will also need the correct paperwork: • Proof of ID • Proof of employment status (eg. employment contract, pension payment confirmation, unemployment documentation) • Proof of address within the last 3 months • Your Número de Identificación de Extranjeros (NIE) number ​ Tax issues Living in another country can be confusing when it comes to financial affairs. You may be entitled to tax free allowances so should make sure you’re not paying more than you should be. It could be beneficial to find an accountant or Gestor who can help you deal with any bureaucracy and apply for your NIE as well as doing your annual tax return. Tell the correct government department in your home country that you’re moving abroad. You’ll need to understand where you stand in relation to taxation rules for pensions and other income. Tax residence (i.e . whether you are a resident in Spain for the purposes of paying certain taxes) is a large, complicated subject. Rest assured though: while you may be required to declare tax in both Spain and your home country, due to Double Taxation Treaties you will usually be able to offset one payment against the other meaning you should not be taxed twice. ​ Currency exchange Rate Don’t underestimate the impact that the exchange rate can have on your property purchase. Fluctuating exchange rates can affect the price you will pay for the property almost by the minute. We advise that you contact a currency exchange specialist for advice. They will be able to help you lock in an exchange rate for a future date, meaning you know exactly what you’ll pay for your purchase. ​ Exchange rate calculator ​ ​ ​ ​ ​ Deposit Once you’ve found the property of your dreams, which you decide to purchase, you may be asked to pay a small deposit – usually around €5,000. At this point you will be offered to sign a 'Reservation Contract'. Make sure that your solicitor checks the contract over before you sign it. You are not committing to buying the property at this point, simply taking it off the market. If you decide to withdraw from purchasing the property after signing the 'Reservation Contract', you will lose your deposit. Once a 'Full Purchase Contract' has been arranged and signed, you will be liable to pay around 10% of the cost as a further deposit, making it clear that it is your intention to purchase. You are now committed to buying the property. ​ Additional costs of buying a property You will be liable for a number of taxes and fees on completion of your property purchase, many of which vary from region to region. You should factor in at least 10-12% of the value of the property into your budget to pay fees and taxes. ​ Notary fees (including title deed tax and land registry fees) (1-2.5%) ITP or transfer tax (8-10%) – For property resales only. This has to be paid within 30 days of signing the title deed. Stamp duty (1.5%) and VAT (10%) – This will apply where the property is being sold for the first time, or for the sale of a plot of land, in which case VAT would be 21%. Municipal plusvalía tax – A tax based on the increase in land value since the property was last sold. This is usually paid by the seller but can be negotiated to become the buyer’s responsibility. You can also expect to pay around 1-2% (including VAT) of the property cost in legal fees. It’s worth noting that estate agent’s fees are usually paid by the seller. If your seller is a non-resident of Spain, you as the buyer will be required to pay 3% of the purchase price to the tax office to cover their tax liabilities. This will not affect the price you pay, it will simply mean that the seller receives 97% of the money. If the property you purchase is part of a development with communal areas, you will be liable for community fees. These charges will be determined by the Community of Owners and could cover anything from upkeep of green spaces to water charges for the swimming pool and sometimes even satellite TV charges. You will need to check that these have been paid up to date before you make your purchase. The cost of living in Spain has increased in recent years. Common expenses will vary greatly depending on things like whereabouts in the country you plan to live, whether you have school age children and whether you prefer to shop in supermarkets or small local shops. If you need assistance to negotiate a mortgage we have excellent long term contacts with some of Spain's leading banks and financial institutions. You can use these contacts to help you obtain competitive quotations. The same contacts are available for money transfers to and from Spain and English bank accounts, investments, etc. We will make the introductions for you to negotiate your requirements, personally and remain available to you if you need any assistance. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.