Mycostablancavilla can design and build your dream, Off-Plan Spanish home in the Costa Blanca region. We pride ourselves on our second to none, personal customer service, with attention to detail, help or advice where required. WE BUILD YOUR VILLA TO MEASURE W ITH BEAUTIFUL SCENIC VIEWS IN THE COSTA BLANCA REGION OF SPAIN ....... Read More Mycostablancavilla is here to help you to create your dream Spanish home. We can build you a high quality villa, entirely in Ytong products at the location of your choice and in the style of home you want in the region of Alicante-Costa Blanca. All locations come with beautiful views, either inland or on the Mediterranean coast. Are you dreaming of a new home under the sun on the Costa Blanca? Our construction company realises high-quality new-build projects in this beautiful region of Spain. Whether you are looking for a modern villa with sea views, a family home, or a luxury apartment, we guide you from the initial idea to the handover of the keys. Why choose new construction with MyCostaBlancaVilla ? Our approach is: personal, transparent, and complete. We take the entire construction process off your hands. From the design and permits to the completion – everything is handled by an experienced team of specialists. You can count on: Professional guidance on every aspect of your new-build project. Complete transparency regarding costs, planning, and progress. Regular updates and photo reports during construction. The possibility to choose finishes and layout according to your wishes. Delivery of a fully finished home, including kitchen, bathrooms, and fitted wardrobes. Customisation and flexibility. No two clients are the same. That's why we offer customisation: you choose the design, location, and finish. Do you want to modify an existing model or have a completely unique house designed? Everything is possible. We collaborate with renowned architects and interior stylists so that your new home perfectly matches your wishes. Extra service: from furniture package to aftercare. We are also there for you after completion. Do you want to have your house furnished immediately? Then choose a furniture package and let our stylist completely finish your home. In addition, we offer support with legal and administrative matters, so you can enjoy your new home, care-free. Contact us for a no-obligation consultation. Are you curious about the possibilities for new construction on the Costa Blanca? Contact us today for a personal consultation. We are happy to help you realise your dream home in Spain! Anchor 1 Anchor 2 Our Completed Villas View Our Latest Projects YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered YTONG See More Information See More Information Button Delivered Project Completed - Sept. 2025 YTONG See More Information See More Information Button Calpe Project Started - Feb 2024 YTONG See More Information See More Information Button Pinoso Project Starting Soon YTONG See More Information See More Information Button Alfas Del Pi Project Started - May 2025 YTONG See More Information See More Information Button Moraira Project Started - Sept. 2025 More Projects Coming Soon Contact Us * Required fields * Reference Country Code Submit Thanks for your message Reset All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. 'Mycostablancavilla' Is here for you ! Button

Sleek modern designed bathrooms with a luxurious and beautiful feel. You can choose your style and finishing touches. INTERIOR DESIGN Bathrooms 1/44 Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful legal information and details for buying new build villas and re-sale property in Spain. Legal Information We want you to have confidence in the legal advice you need in the house purchase process. We are very happy if you want to use your own contacts but, if you need help, we can introduce you to a selection of independent law firms who will work exclusively on your behalf. VERY IMPORTANT: NIE NUMBER The SOLICITOR will act strictly on your behalf throughout the entire transaction of purchasing or selling a home. He/she can obtain the NIE number for you. With out the NIE NUMBER you can NOT buy a house in Spain. The NIE NUMBER is obtained via the Spanish Police Station, or, if you are abroad, through the Spanish Consulate. Paperwork associated with buying a house in Spain Número de Identidad de Extranjero (NIE) Put simply this is an identification number for foreigners. You will need it for anything that involves an official process in Spain so it’s worth applying as soon as possible to avoid delays. You will need the NIE number before signing the 'Title Deed' for your property, which in practice means applying at least one month before you expect this to happen. Nota Simple This is a simplified version of the 'Title Deed' outlining what is registered at the Land Registry, who owns the property and whether there are any monies owing on it. The Nota Simple should be available from your estate agent, and you (or your solicitor) must review it before signing a Reservation Contract and paying the associated fee. Reservation Contract (Documento de Reserva) At the point you make an offer on a property you may be asked to sign a Reservation Contract. This will mean the property is taken off the market and the seller is bound to sell it to you at the stated price. You will be asked to pay a deposit which you will lose if you pull out of the sale, unless the sale cannot proceed for legal reasons. The deposit is usually around €5,000. At this point you will sign the ‘Reservation Contract’. Make sure your solicitor checks this over before you sign. You are not committing to buying the property at this point, simply taking it off the market. Private Purchase Contract (Arras) Once all checks have been completed and details of the sale have been finalised, a Private Purchase Contract will be drawn up. By signing this contract and paying a further, more substantial deposit of around 10% of the cost you are making it clear that you intend to purchase. You are now committed to buying the property. If the seller pulls out after this stage, they will be liable to return twice the deposit you paid. Power of attorney (Poder Notarial) This gives your legal representative permission to act on your behalf in terms of making payments and signing deeds. This is particularly useful if you currently live in a different country. The Title Deed (Escritura) The signing of the Escritura completes the sale and must be done in front of a notary. This will include the payment process and details of all final arrangements. After making this payment you will receive the keys to your new property. The Land Registry must be informed of the change of ownership within 10 days. Your notary will be able to arrange this if you request it. Appointing a notary As the purcha ser you have the right to choose which notary you will use but it is worth making sure they are local as you will need to visit in person unless you rely on Power of Attorney. A notary is employed by the Spanish government to certify legal documents, in this case those associated with the property sale. The notary will not normally get involved until the end when they will carry out a few basic checks, arrange the signature of the title deed (or Escritura) and sometimes register the property. Legal status of holiday lets If you plan to let out your home on a short-term basis you must make sure that you are acting in accordance with Spanish laws. There are restrictions in many areas, not just on letting a private residential property but also marketing it to tourists. Rules will vary depending on the region in which the property is located and fines can be significant if you are found to be acting illegally. If you plan to buy a community property, make sure you check whether there are any rules that might stop you from letting the property out. Things to remember: • You are required by law to obtain an energy efficiency certificate. • You should notify your insurance company of your intention to let the property. • You must declare your rental income to the Spanish authorities. You can find out from the local town hall or tourist department of the regional government what the laws are for short term lets in your particular area. If in doubt it is always worth seeking independent legal advice. Insurance You will need to bear in mind the cost of insuring your property in Spain on an ongoing basis. The cost of this will vary greatly depending on the type of property and what you plan to use it for. Important questions to ask BEFORE handing over any money: These questions are not as scary as they sound – you, your agent, or most likely your lawyer can get all this information from the Land Registry. Does the person that owns this property have the right to sell it? Are all planning permissions in order, particularly if this is a new build? Are there sitting tenants in the property? Are there any building restrictions on the plot? What’s the cadastral value (the council’s valuation) of the property? This will inform the purchase tax you will need to pay. If the home is new or off-plan, is there insurance in place in case of structural defects? Is there any money owing against the property, i.e. - Mortgage - Utilities - Court judgements - legal proceedings or annual real estate tax. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful legal information and details when buying new build villas. Buying in Spain Procedures to follow when buying in Spain (NB: The following figures are an approximate estimation for example purposes only) Check current exchange rates • All properties are 'FREEHOLD' • All prices are in 'EUROS' ONE-OFF PAYMENTS For example; Lets say the property value is €200.000 Scenario 1. You are buying a 'NEW BUILD' property in Spain. The VAT ("IVA" in Spain) is 10% of the property value. So that would be €20.000 to pay as VAT on top of the buying price. Scenario 2. You are buying a 'RE-SALE' property in Spain. The VAT ("IVA" in Spain) is 10% of the property value. So that would be €20.000-euros to pay as VAT on top of the buying price. When you decide to purchase, an initial deposit (usually around €5,000) is made to secure the property and to take it off of the market for a few weeks (2-3), while you sort out finances and details. The rest of the payment, including VAT, will be made in full at the NOTARY (Commissioner of Oaths, appointed by the government). The Notary is an independent body who looks after the interest of both parties, buyer and seller, and is the only authority that can issue the freehold DEEDS of the property. (In Spanish, the deeds are called the "ESCRITURA") OTHER FEES Notary Fees €400 Registration of property in your name €450 Contract for Water, Gas and Electricity €400 Solicitors fees (Approximate) €1,200 Estimated Final Price €222.450 (for re-sale property) Estimated Final Price €222.450 (for new property) ON-GOING PAYMENTS (approximate running costs) RATES ("Contribución Territorial Urbana") €150 a year (CouncilTax) WATER €20 a quarter. ELECTRICITY €30 a month. GAS BUTANE €17 per 12 kg cylinder. For normal daily use, cooking, a cylinder lasts for approx. 4/5 months. COMMUNITY CHARGES (applicable to urbanizations only) €20 a month. Home Contents Insurance (Fire-Floods, etc) €150 a year. Car Insurance €250 a year. Road Tax €100 a year. All of the above payments are paid by direct debit through your private bank account, (except for gas cylinders, which are paid on receipt). The Spanish Bank will forward all statements directly to your home address. VERY IMPORTANT: NIE NUMBER The SOLICITOR will act strictly on your behalf throughout the entire transaction of purchasing or selling a home. He/she will obtain the NIE number for you. Without the NIE NUMBER you can NOT buy a house in Spain. The NIE NUMBER is obtained via the Spanish Police Station, or, if you are abroad, through the Spanish Consulate. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

You can choose your 10,000 sq metre plot on which we can build your choice of luxury Spanish villa on the Costa Blanca Building plots We have available plots of land in Salinas, Monovar, Pinoso, La Romana, Altea, Busot, Calpe, Benitachell, Sax, Jumilla & Hondon de los Frailes Building Off-Plan We build off-plan projects in the countryside on plots of land from 10,000m² with access to the local road networks and with a ll domestic utilities and services provided (i.e. Electricity, Water and Sanitation). We are able to build on smaller size plots of land within the coastal resort areas as planning/building laws are different there. We are convinced that by having a good sized plot of land, this ensures that you get the peace and privacy that we all seek to de-stress and enjoy life undisturbed. If this is your idea of heaven, then a country villa is for you. 10,000m² allows you to enjoy the privacy of your villa, pool, gardens and terraces without being overlooked. We can legally build on the land and by building off-plan, you get to choose the position and orientation of your villa that suits you best. You are not completely isolated in the countryside, the neighbours are at a comfortable distance from you and you are never too far away from a local village store or town amenities and services. If you prefer to be closer to the sea air and sandy beaches, we have beautiful plots of land on the Costa Blanca, Mediterranean coast. Things can change on a frequent basis and so you may find that a certain plot of land has already been sold or we may have newer plots to offer you that are not yet listed on our website. Our research team are always updating our portfolio as new plots of land become available for off-plan building. If you are seriously interested in living your dream lifestyle and owning a luxury villa in Spain, then please contact us for further details and a no obligation quote. We will turn your dream into a reality. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Mortgage and financial information relating to Spanish Law. Mortgage Information You may be considering getting a mortgage if you want to build or buy your own home in Spain. More information about the conditions and working methods can be found below. This is merely a precis, so you get a rough idea how things work. There are several possibilities to finance the purchase of a property in Spain, whether its for an off-plan, new build or buying re-sale property. You can finance the purchase of a property from your own funds. You can take a 2nd mortgage on your existing home, provided there is sufficient equity. You can apply for a mortgage with a Spanish bank. To obtain a mortgage in Spain, you must meet the following requirements: You must finance at least 40% of the purchase price from your own funds. Banks generally finance 60% to a maximum of 70% of the purchase price of the property. In addition, you must also pay ‘buyers costs’ (transfer tax, notary and registration) approximately 10% from your own funds. In total, you must therefore contribute between 40% and 50% from your own funds. Most commonly banks will offer variable or fixed term contracts for a maximum term of 20-25 years. Interest only mortgages are rare. The set-up cost of a mortgage will be around 4-5% of the amount borrowed. To get a mortgage loan in Spain, you always have to prove your income. This can be your income as an employee, a pensioner or as a self-employed person, rental income or income from capital. An entrepreneur must be able to show the balance sheets / financial statements for the last two years of business. In general, you may spend 35% of your net income on housing costs. The assessment of your personal situation In addition to the income criteria, the bank assesses a mortgage application on family composition, whether you have a rental or owner-occupied home, number and age of children, type of work, type of income, etc. The duration of the mortgage process The total mortgage application, from presenting your file at the bank to passing through the notary, takes an average of 6-8 weeks. Financial Information Back Legal Information All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Plots of land for sale to build on. Costa Blanca - Spain Jumilla More Info Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful information and details for buying a new build villa or a re-sale property in Spain. Practical Tips Building Off-Plan We strive to keep these pages and information as up to date as possible. This is not always possible, especially now that governments are constantly changing regulations and laws. Before using our tips, make sure that the information is still valid and fits in the context. Call or e-mail us for any specific questions you may have. Why new build? You are more likely to have a buyer at resale. Newer properties sell quicker than older properties. You are assured of a perfectly situated plot of land which is in a location of your choice. You can be confident that you will have access to professional guidance throughout the whole process. You are assured of top quality construction, workmanship and materials from start to finish. You will have an energy-efficient property with an extremely low EPC rating. You are assured of appreciation in value of your property by using the most modern construction techniques and materials. You have the experience and knowledge of a specialist in property development in the Costa Blanca. There are no unpleasant surprises as is often the case with older houses, we guarantee all our work. You can choose the finishing touches, inside and out, such as wall tiles, flooring, kitchen design and bathroom design. At Mycostablancavilla you are a very important client and also an ambassador for our work. We do not invest in expensive advertising campaigns but in quality and knowledge through which our ambassadors spontaneously advertise. We are with you every step of the way We try to document everything as much as possible on our website and keep things up to date. Photos and videos give good visual information, but in our view it is still necessary to come and visit us in Spain. Allow at least 3 full days for your visit with us, less time is too intensive. Together we will visit different plots of ground within your budget. We also visit showrooms to see the materials used and get to know your personal style requirements. We will visit one of our current projects which is under construction or one of our villas which is already inhabited. We will go over the administrative matters and important aspects and answer any questions that you may have. Mycostablancavilla distinguishes itself from the rest by providing that extra personal service for our clients every step of the way. How much does it cost to buy a property in Spain? 'Transfer tax' (ITP) Impuesto de Transmisiones Patrimonials When buying an 'EXISTING' property in Spain, (also known as 're-sale' property), the transfer tax is a part of the 'buyers' costs. It is based on the 'declared value' of the property. Each autonomous region in Spain sets its own transfer tax rate. For properties located in the Murcia region, the transfer tax rate is 8% of the declared value of the property. For properties in the Andalusian region and with a price of up to €400.000 the transfer tax rate is 8% of the declared value of the property . Higher value properties are taxed at a higher rate. For properties located in the Valencian region, the transfer tax rate is 10% of the declared value of the property. A good rule of thumb to help calculate your budget when buying a property is to allow at least 15% on top of the asking price. This should cover all the taxes and expenses that you must pay – even the solicitor´s fees. 'VAT/Sales tax' (IVA) Impuesto sobre el Valor Añadido When buying a ‘NEW-BUILD’ or 'OFF-PLAN' property in Spain, the VAT/Sales tax is a part of the 'buyers’ costs. A 'new-build' is a property that is being sold for the first time. You’d normally buy this kind of property from a developer or a bank. For New-Build or Off-Plan purchases, the VAT element will be payable to the developer and will form part of the purchase price itself. It will appear in the purchase contract, so you will be aware of it from the outset. The amount of VAT/Sales tax is fixed at 10% of the purchase price of the property. 'Stamp duty' (AJD) Actos Juridicos Documentados AJD is only payable on 'land' and 'new' property sales and is part of the 'buyers' costs. This tax is in addition to the above VAT/Sales tax and is calculated at a rate of: 1.5% of the declared value for properties located in the Valencian & Andalusian regions. 2% of the declared value for properties located in Murcia Community. ‘Notary fees’ These are between 0.6% and 1%. Please note, however, that a notary in Spain does not carry out checks of the property that you purchase as you are used to in your country, for example, whether the property has an outstanding mortgage at the time of purchase. This information can be found at the Land Registry, the Registro de la Propiedad. We carry out all of these checks for our customers, of course! ‘Inscription fees’ For the "Registro de la Propiedad", the Spanish Land Registry amount is approximately 0.3% to 0.7% of the purchase price. If you take out a mortgage on your villa, you will need to pay costs to the bank, the notary and the Land Registry. The costs of the mortgage could amount to 1% - 1.5% of the mortgage amount. The costs for the civil-law notary, the registration in the land registry and the layout of the documents together, amount to approximately 2.5% of the mortgage amount. ‘Construction tax’ Impuesto sobre construcciones, instalaciones y obras. For the application of a building permit, you pay up to 2.5% tax, calculated on the value of your future home as indicated by the architect. Of course, you also need to pay the person that assists you in the purchase, such as a broker, lawyer, etc., hired by you for their services. The amount of this cost should be determined in advance with the person appointed. It is very common in Spain to pay a lawyer or (and) a Solicitor to assist in the purchase of a villa. We can also do this process for you! You can see that the overall picture of "buyers costs" consists of many parts, all together you can say that it is still a lot cheaper to build your dream home on the Costa Blanca than in your own country. Fixed on-going charges for your property After you have purchased or built a villa in the Costa Blanca, you have to pay taxes and other fixed charges for the villa and services every year. Here is an overview of the taxes and other additional fixed costs you could have to pay. ‘Property Ownership Tax’ (IBI) Impuesto sobre bienes inmeubles. You may pay between 0.4% and 0.9% property ownership tax. The percentages will vary between municipalities. ‘Spanish wealth tax’ Impuesto sobre el Patrimonio. Wealth tax is an annual tax, payable on the total net value of your assets as at 31st December. If you are resident in Spain you are liable for your worldwide assets. Non-residents only pay wealth tax on assets located in Spain. This was abolished in 2008 but was re-introduced during the financial crisis. ‘Community Fees’ Cuota de communidad. This concerns joint costs of the complex or of the (flat) where you bought your home. For example, maintenance costs for common areas, a communal swimming pool, street lighting, surveillance, etc. This only applies in urbanisations and apartments. ‘Cleaning fees’ Basura. This amount differs per municipality, but usually amounts to around €400 per year. ‘Building and contents insurance’ Seguro de construcción & seguro de objetos domésticos. Household insurance will vary according to the circumstances of the owner and the type of property. However it should be born in mind as a cost that all property owners will face. Personal Income Tax (Impuesto sobre la Renta de No Residentes – IRNR) Non-residents who own property in Spain have to pay an annual personal income tax that varies according to whether the property is rented out or not. If you don’t rent out your property in Spain , then the personal income tax rate is fixed at 25% of 2% of the "valor catastral" for the property. The “valor catastral” for a property in Spain is an important estimate of its "capital value". Example: To calculate the personal income tax on a property with a "valor catastral" of €700,000 would be as follows; The "capital value" of the property for tax purposes is €700,000 The taxable base is (2% of €700,000) which equals €14,000 This means that the personal income tax for the property is (25% of €14,000) which equals €3,500 If you rent out your property in Spain , then you must pay 25% income tax in Spain on the rental income. PLEASE NOTE: Every effort was made to check the accuracy of the information contained within our “Legal Advice” articles at the time of writing, but it may have been superseded over time. Mycostablancavilla cannot accept responsibility for any errors or omissions, nor for the authenticity of any claims or statements made by third parties. We therefore strongly recommend that readers of our articles make their own thorough checks before entering into any kind of transaction or contract. Prices and figures were correct at the time of writing but may now vary due to circumstances beyond our control. How to buy in Spain Back Living in Spain All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Helpful financial information and details for buying new build villas and re-sale property in Spain. Financial Information VERY IMPORTANT: NIE NUMBER The SOLICITOR will act strictly on your behalf throughout the entire transaction of purchasing or selling a home. He/she will obtai n the NIE number for you. Without the NIE NUMBER you can NOT buy a house in Spain. The NIE NUMBER is obtained via the Spanish Police Station, or, if you are abroad, through the Spanish Consulate. Calculate your budget Working out how much you have available to you has to be the first consideration when you’re planning to purchase a new property Once you know what you can afford, you can disregard any areas or properties that are too expensive to save yourself the pain of falling in love with a place that is out of your price range. Think about the total amount you have at your disposal and then reduce it by an estimated 10-15% for taxes and fees. If you will be opting for a mortgage, make sure you have the cash available for monthly repayments as well as other ongoing costs of maintaining a property in Spain. Opening a bank account You will need to open a Spanish bank account if you plan to take out a mortgage from a Spanish lender, as well as to pay water and electricity bills, community fees and council tax. This can be done through any of the banks but make sure you do your research as charges and services can vary greatly. To open a bank account, you must be over 18 years of age. You will also need the correct paperwork: • Proof of ID • Proof of employment status (eg. employment contract, pension payment confirmation, unemployment documentation) • Proof of address within the last 3 months • Your Número de Identificación de Extranjeros (NIE) number Tax issues Living in another country can be confusing when it comes to financial affairs. You may be entitled to tax free allowances so should make sure you’re not paying more than you should be. It could be beneficial to find an accountant or Gestor who can help you deal with any bureaucracy and apply for your NIE as well as doing your annual tax return. Tell the correct government department in your home country that you’re moving abroad. You’ll need to understand where you stand in relation to taxation rules for pensions and other income. Tax residence (i.e . whether you are a resident in Spain for the purposes of paying certain taxes) is a large, complicated subject. Rest assured though: while you may be required to declare tax in both Spain and your home country, due to Double Taxation Treaties you will usually be able to offset one payment against the other meaning you should not be taxed twice. Currency exchange Rate Don’t underestimate the impact that the exchange rate can have on your property purchase. Fluctuating exchange rates can affect the price you will pay for the property almost by the minute. We advise that you contact a currency exchange specialist for advice. They will be able to help you lock in an exchange rate for a future date, meaning you know exactly what you’ll pay for your purchase. Exchange rate calculator Deposit Once you’ve found the property of your dreams, which you decide to purchase, you may be asked to pay a small deposit – usually around €5,000. At this point you will be offered to sign a 'Reservation Contract'. Make sure that your solicitor checks the contract over before you sign it. You are not committing to buying the property at this point, simply taking it off the market. If you decide to withdraw from purchasing the property after signing the 'Reservation Contract', you will lose your deposit. Once a 'Full Purchase Contract' has been arranged and signed, you will be liable to pay around 10% of the cost as a further deposit, making it clear that it is your intention to purchase. You are now committed to buying the property. Additional costs of buying a property You will be liable for a number of taxes and fees on completion of your property purchase, many of which vary from region to region. You should factor in at least 10-12% of the value of the property into your budget to pay fees and taxes. Notary fees (including title deed tax and land registry fees) (1-2.5%) ITP or transfer tax (8-10%) – For property resales only. This has to be paid within 30 days of signing the title deed. Stamp duty (1.5%) and VAT (10%) – This will apply where the property is being sold for the first time, or for the sale of a plot of land, in which case VAT would be 21%. Municipal plusvalía tax – A tax based on the increase in land value since the property was last sold. This is usually paid by the seller but can be negotiated to become the buyer’s responsibility. You can also expect to pay around 1-2% (including VAT) of the property cost in legal fees. It’s worth noting that estate agent’s fees are usually paid by the seller. If your seller is a non-resident of Spain, you as the buyer will be required to pay 3% of the purchase price to the tax office to cover their tax liabilities. This will not affect the price you pay, it will simply mean that the seller receives 97% of the money. If the property you purchase is part of a development with communal areas, you will be liable for community fees. These charges will be determined by the Community of Owners and could cover anything from upkeep of green spaces to water charges for the swimming pool and sometimes even satellite TV charges. You will need to check that these have been paid up to date before you make your purchase. The cost of living in Spain has increased in recent years. Common expenses will vary greatly depending on things like whereabouts in the country you plan to live, whether you have school age children and whether you prefer to shop in supermarkets or small local shops. If you need assistance to negotiate a mortgage we have excellent long term contacts with some of Spain's leading banks and financial institutions. You can use these contacts to help you obtain competitive quotations. The same contacts are available for money transfers to and from Spain and English bank accounts, investments, etc. We will make the introductions for you to negotiate your requirements, personally and remain available to you if you need any assistance. Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Ytong products have great thermal insulation and sound insulation qualities. Fire resistant, lightweight, ecological and durable. Building with Ytong R Why we choose YTONG? Optimum fire resistance YTONG's exceptional fire resistance comes from its reaction to flames. The physical properties of YTONG materials make s it the ideal formula for protection against fire as it is non-flammable. Its reaction to fire is nil and it is completely incombustible. YTONG is a thermal insulator, due to its unique cellular structure. YTONG does not release harmful gases in the event of fire. Thermal insulation YTONG is an autoclaved cellular concrete comprising of sand, water and air. Air filled cells form during the manufacturing process. This air, in fact, constitutes the best imaginable thermal insulation in this manufacturing context. As a result, YTONG obtains the characteristics of an insulating material. YTONG is insulating itself, so it is unnecessary to provide additional insulation. No more problems generated by poor insulation installation, no more thermal bridges. Building with YTONG results in 100% effective, durable insulation. Comfort in winter and summer Due to its excellent insulation capacity and high thermal inertia, YTONG protects you against the cold in winter. Conversely, in summer YTONG prevents the entry of heat. In other words: warm in winter and cool in summer. Sound Insulation To meet current comfort requirements in buildings, full attention must be given to the sound insulation of all of their parts. By sound insulation, we generally mean “the neutralisation and reduction of undesirable noise due to good design and good execution of buildings”. Because of the sound absorption of Hebel products, the sound in a room reflects less off the walls, which reduces the reverberation (echo) in the space. The surface of an YTONG wall absorbs noise into its numerous partly open cells. Lightweight construction material Hebel is a lightweight construction material. The cellular structure is formed during the manufacturing process; as a result, the density of the product remains minimal. Taking this data into account, a lighter and thus more economical building load bearing structure can be designed. Ecological and durable High insulating power combined with the absence of thermal bridges means that Hebel slabs make a serious contribution to savings in energy consumption. Energy consumption during the manufacturing process is very low (hardening by autoclaving); the production of CO2 is thus very low, and, as a result, the environment is less polluted. Hebel is a light construction material the production or which requires few raw materials. Its elements are water, high quality chalk and finely ground sand. Portland cement is added to these products, which are abundant in nature. Hebel slabs are not delivered in packaging after production, resulting in less waste. R Back All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

MCBV-2272 MCBV-2272 View The Project Gallery Home All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.

Information and details about what is included in the price for your villa. What is included in the price? Building Off-Plan Fence around part of the land Construction of your villa Architect services Domestic services connected Electric gates Topographical land survey Soil analysis Fitted kitchen Fitted bathroom/s Sanitation Solar powered water heater Hot water boiler 1m wide terrace around the villa 10 year building guarantee Tips for buying in Spain Back Mortgage Information All details, photos, videos and prices are shown for your guidance only and do not form the basis of any potential contract. Unless stated otherwise, prices exclude IVA/VAT, service connection charges, registration and legal fees. Properties are sold unfurnished unless stated otherwise.